What is overdraft coverage

What is the difference between Overdraft Protection and Standard Overdraft coverage? Am I required to opt in to receive Standard Overdraft Coverage on my business checking account?

Can I make a deposit to cover an overdraft? What are the fees for overdrafts? What is Standard Overdraft Coverage? What personal accounts are eligible for Standard Overdraft Coverage? If I opt in or out, when does the change take effect? Why did I receive a returned item or paid overdraft item fee?

How do I update my browser? How do I enroll in Regions Online Banking? Any transactions you initiate that have not yet been presented to the bank are not reflected in the available balance information.

Arvest Online Banking — You can use Arvest Online Banking to monitor account activity and balance information each day for transactions that have been presented to the bank. You can also use Arvest Online Banking to transfer funds between accounts and to initiate electronic bill payments through our Online BillPay service.

Arvest Mobile Banking — You can use Arvest Mobile Banking to monitor account activity and balance information each day for transactions that have been presented to the bank.

You can also use Arvest Mobile Banking to transfer funds between accounts. In addition, with a smart phone app you can deposit checks into your account without making a trip to the bank. Any transactions you initiate that have not yet been presented to the bank for payment in nightly processing may not be reflected in the balance information.

While Mobile Banking can be one tool to monitor account activity, you should not rely upon your available balance to determine the actual amount of money in your account.

Text Alerts — Customers with Arvest Mobile Banking can also sign up for SMS text alerts or push notifications regarding specific account transactions, including deposits posting, withdrawals over a set limit, account dropping below a predetermined balance threshold or an overdraft fee posting.

Email Balance Alerts — Set up email alerts through Arvest Online Banking that will notify you when your account reaches a specific balance amount. Focus less on preventing overdraft fees, and more on simple budgeting and money management. Please consult your Arvest Customer Service Representative for additional information about this product. In addition, we offer online assistance at arvestmoneyskills.

This website has resources to assist you with managing your money such as setting budgets, managing credit and a number of other areas of financial management. If you do not have access to the internet, come visit us at your local branch for assistance in using these valuable resources. Insurance products made available through Arvest Insurance, Inc. Insurance products are marketed through Arvest Insurance, Inc. The Investment Management Group IMG is comprised of Arvest Wealth Management registered investment adviser representatives who provide portfolio management services with respect to certain of Arvest Wealth Management's investment advisory wrap fee programs.

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Your Money. Personal Finance. Your Practice. Popular Courses. Banking Checking Accounts. Part Of. Types of Checking Accounts. Checking Account Basics. Opening a Checking Account. Paying With Checks. Join the conversation. Skip to main content. Here are some options to consider: Change your mind? You can change your overdraft decision at any time.